NRI Products/Services

NON RESIDENT EXTERNAL ACCOUNT (NRE)

For NRIs*/PIOs

Source of funds : Remittance from overseas/Transfer from existing NRE/FCNR(B) accounts

As Savings Bank (Interest Rate 3.5 % p.a. at half-yearly rests) & Term Deposit (Revised every month)

Minimum Period One Year

Maintained in rupee with repatriation facility for principal and interest

International ATM-cum-Debit Card permitted

Joint Account permitted with other NRIs.

Loan/Overdraft facility against Term Deposits

Premature withdrawal of Term Deposits permitted

Interest earned is fully exempted from income-tax

For Interest Rates Click Here