International Banking

RUPEE EXPORT CREDIT (PRE & POST-SHIPMENT)

Rupee denominated pre & post-shipment credit for exporters having firm export order / confirmed letter of credit on most competitive rates.

A. PRE-SHIPMENT EXPORT CREDIT
Credit for financing purchase, processing, manufacturing or packing of goods prior to shipment. The period of credit depends on the time of procurement till the shipment of goods. It has to be liquidated by proceeds of bill drawn against the exported goods.

B. POST-SHIPMENT EXPORT CREDIT
Credit against export of goods from India which has to be liquidated by export proceeds received from abroad. At post-shipment stage the exporter may opt for :-
(i) Purchase / discount / Negotiation of the export bills
OR
(ii) Sending the export bills on collection basis.