SIB Products

PROFESSIONAL PLUS

ELIGIBILITY :
Composite package of loans schemes for professional & self employed persons, who is graduate in respect of his field like Chartered Accountant, Engineers, Architects, LLB, etc.

PURPOSE :
Finance is available for purchase of Vehicles/Computers, Equipments, Books, Setting up/ Expansion/Renovation/modernisation of office etc.

LOAN LIMIT :
Rs.10 lac with sub-limit for working capital Rs.2 lac.

REPAYMENT :
5 to 10 years.

SECURITY :
No Collateral for & upto loan of Rs.5 lac.

MARGIN:
Upto loan Rs.25000/- Zero
Between Rs.25000/-to Rs.5/- lac 10% Above Rs.5 lac 20%