EDU SHIELD

A term assurance plan providing cover for educational loan customers.

 

Eligibility

For student – 18 to 30 years of age

For parents – 36 to 60 years of age

 

Sum Assured

Minimum – Rs. 3.00 lac (multiplus of Rs.10000/-)

Maximum – Rs.50.00 lac

 

Term

Minimum – 5 years

Maximum – 15 years

 

Cover 
 

100% of the loan amount

125% of the loan amount

150% of the loan amount

 

 

MONEY BACK POLICY 

A saving plan with added advantage of life cover and guaranted cash inflow at regular intervals.


Minimum age of entry
15 years old

 

Maximum age of entry

Option 1 : Term 10 years : 60 years old

Option 2 : Term 15 years : 55 years old

Option 3 : Term 20 years : 50 years old

Option 4 : Term 25 years : 45 years old

 

Maximum age of maturity
70 years

 

Duration

Option 1 – term 10 years

Option 2 – term 15 years

Option 3 – term 20 years

Option 4 – term 25 years

 

Minimum sum assured
Rs. 50000 & thereafter in multiple of Rs.10000/-

 

Maximum sum assured
Rs. 5.00 crore
 

SHAKTI 

For members of self help group.

 

Minimum age for joining
18 years

 

Maximum age for joining
50 years

 

Sum assured
Rs.25000/-

 

Term

10 years from the date of SHG joining the Scheme.

 

Premium amount

Rs.400/- per annum